Banking Partners: Battle for a Bargain
Bank A: Suntrust
Tech-savvy services (e.g., online banking, text message banking, etc.): text message banking, online banking
Other services (e.g., overdraft protection): N/A
Minimum opening deposit: $100
Monthly maintenance fees: None
Overdraft fees: None
ATM fees: None
Penalties and withdrawal limits: $3,000
Bank B: Bank of America
Tech-savvy services (e.g., online banking, text message banking, etc.): app for mobile banking and account info
Other services (e.g., overdraft protection): overdraft protection
Minimum opening deposit: $100
Monthly maintenance fees: None
Overdraft fees: None
ATM fees: None
Penalties and withdrawal limits: N/A
Bank C: Suncoast Credit Union
Tech-savvy services (e.g., online banking, text message banking, etc.): Text message banking, online banking, app for mobile devices.
Other services (e.g., overdraft protection): N/A
Minimum opening deposit: $50
Monthly maintenance fees: None
Overdraft fees: None
ATM fees: None
Penalties and withdrawal limits: $3,000
Bank D: Chase
Tech-savvy services (e.g., online banking, text message banking, etc.): Phone app, online banking
Other services (e.g., overdraft protection): overdraft protection
Minimum opening deposit: $300
Monthly maintenance fees: N/A
Overdraft fees: N/A
ATM fees: May charge at others, free at chase ATM's or banks
Penalties and withdrawal limits: $3,000
Tech-savvy services (e.g., online banking, text message banking, etc.): text message banking, online banking
Other services (e.g., overdraft protection): N/A
Minimum opening deposit: $100
Monthly maintenance fees: None
Overdraft fees: None
ATM fees: None
Penalties and withdrawal limits: $3,000
Bank B: Bank of America
Tech-savvy services (e.g., online banking, text message banking, etc.): app for mobile banking and account info
Other services (e.g., overdraft protection): overdraft protection
Minimum opening deposit: $100
Monthly maintenance fees: None
Overdraft fees: None
ATM fees: None
Penalties and withdrawal limits: N/A
Bank C: Suncoast Credit Union
Tech-savvy services (e.g., online banking, text message banking, etc.): Text message banking, online banking, app for mobile devices.
Other services (e.g., overdraft protection): N/A
Minimum opening deposit: $50
Monthly maintenance fees: None
Overdraft fees: None
ATM fees: None
Penalties and withdrawal limits: $3,000
Bank D: Chase
Tech-savvy services (e.g., online banking, text message banking, etc.): Phone app, online banking
Other services (e.g., overdraft protection): overdraft protection
Minimum opening deposit: $300
Monthly maintenance fees: N/A
Overdraft fees: N/A
ATM fees: May charge at others, free at chase ATM's or banks
Penalties and withdrawal limits: $3,000